Health Insurance FAQs

---

Yes, you can enroll in dental and vision plans without bundling them with medical.

No, we've created some awesome partnerships that allow us to offer you products that you can enroll anytime. 

No, you do not need a medical checkup to enroll, but you will be asked specific questions about your medical history on the enrollment form to ensure the membership or plan you are enrolling in will be a good fit for you.

Yes, plans are available in all 50 states.

First that is what our highly trained licensed agents are here for. But in case you want to try to thinking about it on you own. You could fit into two primary categories:

1) I only want coverage for those emergency moments and I won't be using it regularly, so I don't need all of the extra bells and whistles that I don't use and I don't want to pay for that. - Our Alternative Products

2) I do want the traditional insurance product and I want that peace of mind for regular usage, however I don't have access to the employer rates like most people, but want to save money. - Our Traditional Products

Either way, we got you covered. 

Your effective date is on the first of the next month, or the first of a future month.

Yes!  Preventive services are shareable with $0 cost to members on specific products if that is something important to you. Our agents can guide you through that. 

Our products are part of the PHCS network which is the largest PPO network in the US. Basically, over 700,000 healthcare professionals, 4,500 hospitals, and 70,00 ancillary facilities. 

Yes!